Friday, May 31, 2013
Wednesday, May 15, 2013
Trade the Vix
The volatility index is referred to the Vix. If you are trying to play the market and not invest for the longterm we expect the volatility to increase in the days ahead. 4 3% moves either way will be a 12% move. If it dips 3% buy if it increases 3% sell. This is a quick and dirty trade if I ever saw one. I prefer the Buffet buy and hold for value play. If you buy ketchup then its only a matter of time before someone eats a burger.
Third world markets are about to see double digit growth. There is cheap money available so its about time to get the focus and the plan. The financials are about to double from here. No one talks about the fees they charge and how they offset the profits by taking the losses on the foreclosures to offset it.
Bank American has rocky days ahead but they are backed by the US Gov't who is trying to cash out so they will be push the stock. Beware that when the fed slowly gets out of the market there will be blood on the street. buy stable names and let it ride for the long term. Please buy my book.
12- 17 from May to June 2013 and going higher.
Third world markets are about to see double digit growth. There is cheap money available so its about time to get the focus and the plan. The financials are about to double from here. No one talks about the fees they charge and how they offset the profits by taking the losses on the foreclosures to offset it.
Bank American has rocky days ahead but they are backed by the US Gov't who is trying to cash out so they will be push the stock. Beware that when the fed slowly gets out of the market there will be blood on the street. buy stable names and let it ride for the long term. Please buy my book.
12- 17 from May to June 2013 and going higher.
Tuesday, April 30, 2013
As the dow hits a ceiling of 14700 we see the sell in May and go away strategy. With portfolios up 8-12% YTD we see a lot of investment managers run to quality with safe products. Here is a tip : Nothing is safe in this market. Apples stock buyback and low cost loan will allow it to make more money than ever before. Any accountant can see the inherent loop hole they have to bring back capital over seas.
For every share of stock they purchase they pay a dividend to themselves. Dell is reaching out to the market for support without shifting their product line. PCs are not dead they are just on break. You can't edit on a Tablet or run complex problems like CAD on an Ipad. So there is a future for DELL.
As the time nears to release my new book we look forward to empowering our youth. If I could sell a few and give a way a few million I would be satisfied. Knowledge is power and as I put my efforts into a future classic this will be a real source of information for our future investment class.
For every share of stock they purchase they pay a dividend to themselves. Dell is reaching out to the market for support without shifting their product line. PCs are not dead they are just on break. You can't edit on a Tablet or run complex problems like CAD on an Ipad. So there is a future for DELL.
As the time nears to release my new book we look forward to empowering our youth. If I could sell a few and give a way a few million I would be satisfied. Knowledge is power and as I put my efforts into a future classic this will be a real source of information for our future investment class.
Tuesday, April 23, 2013
When a great product is killed by the egg heads in development
A letter to Blackberry development team.
I wrote this letter to your team- Its a shame that the operation team is killing the company. Your marketing is terrible.
I wrote this letter to your team- Its a shame that the operation team is killing the company. Your marketing is terrible.
The product is awesome. Im a marketer trying to be a programmer and I know I suck - Its time you programmers mutually acknowledge that your marketing sucks as well.
We could help each other- I am available for marketing the platform plus I think the playbook is the best product you have and its not even marketed as such. A simple www.bluestacks.com .exe wrapper to install this third party software would make the playbook run android programs natively without having to recode. Yes you would lose revenue but the sale of the unit and additional development you would receive would make this a win win win.
When you are ready to help me program - I am ready to help you market.
Peter Benjamin
Wednesday, April 10, 2013
JCPenney Too little too late.
http://www.mobilecommercedaily.com/jcpenney-ceo’s-departure-highlights-challenges-dept-stores-face-with-in-store-mobile
Try to figure out how an elite vision kills the company. Within a year a company bets on the creation of a new consumer and loses. The key to retail is traffic. If you are in sales the key to maximize returns is really to reach more qualified clients. If you are targeting higher end clients and you are in a lower end market then that is a formula for disaster. The truth is simple: Ron Johnson had the right vision at the wrong time.
We contacted JCP to discuss some mobile coupon options and never received any contact with the company. The strategy of coupon elimination was totally nuts. How can you take away the strategy that made you successful. The next phase of the JCP saga continues. What are your thoughts. The average JCP customer comes in twice per year and spends on average of $200 per visit.
Try to figure out how an elite vision kills the company. Within a year a company bets on the creation of a new consumer and loses. The key to retail is traffic. If you are in sales the key to maximize returns is really to reach more qualified clients. If you are targeting higher end clients and you are in a lower end market then that is a formula for disaster. The truth is simple: Ron Johnson had the right vision at the wrong time.
We contacted JCP to discuss some mobile coupon options and never received any contact with the company. The strategy of coupon elimination was totally nuts. How can you take away the strategy that made you successful. The next phase of the JCP saga continues. What are your thoughts. The average JCP customer comes in twice per year and spends on average of $200 per visit.
Monday, April 8, 2013
Success is the New Cool!!!
In life there will always be obstacles. In every breath we take the outcome is eventual as we reach for another and another. While we learn to do these basic survival functions one moment at a time automatically we try our best to multi task and have an enjoyable experience while on this world.
Our goal is to maximize our pleasure and minimize our pain. Increase our Joy and work towards our goals. This is the human way. The path is paved with great souls who have tried it before us and then our turn will come to reach the end of the journey. Its the level of intensity we leave between the attempts that give us the reputations we deserve. life
The best way to grow is to plant a great garden. From this garden you can plant all the elements you will need in this journey called life. This journey will have steep hills to climb so plant a tall tree that you can use to spring from. You will need to have weapons to ward of the predators so plat trees with steady barks that are light enough for you to yield. You will need a Shield so plant trees that are strong enough to protect you in battle. Then when that is done plant fruit that will make you strong and plant vegetables that will nourish you. When this is one plant flowers that will please you with their beauty that will make you smile when you see them sway in the wind.
Lastly plant yourself in the garden as the caretaker and the responsible one for the farm. In this was you will have done the will of the creator who has made you and you follow in our original destiny.
C.Peter Benjamin
Our goal is to maximize our pleasure and minimize our pain. Increase our Joy and work towards our goals. This is the human way. The path is paved with great souls who have tried it before us and then our turn will come to reach the end of the journey. Its the level of intensity we leave between the attempts that give us the reputations we deserve. life
The best way to grow is to plant a great garden. From this garden you can plant all the elements you will need in this journey called life. This journey will have steep hills to climb so plant a tall tree that you can use to spring from. You will need to have weapons to ward of the predators so plat trees with steady barks that are light enough for you to yield. You will need a Shield so plant trees that are strong enough to protect you in battle. Then when that is done plant fruit that will make you strong and plant vegetables that will nourish you. When this is one plant flowers that will please you with their beauty that will make you smile when you see them sway in the wind.
Lastly plant yourself in the garden as the caretaker and the responsible one for the farm. In this was you will have done the will of the creator who has made you and you follow in our original destiny.
C.Peter Benjamin
Tuesday, February 3, 2009
The financial crisis simple 10% solution
So lets sum it up: If I was hired by the administration to fix this thing this is what I would do:
Pass Amnesty and charge each new worker $20,000. Provide them with a first time homebuyer credit of 20k or 10%. Pass stronger labor laws to enforce the worker exploiting.
Take the bailout money and develop a virtual credit card for borrowers that increases their credit score. Give Americans a Nationwide Credit Boost. A 200 point Credit boost takes the economy out of the credit crunch and it costs us nothing.
Restructure loans to include loan insurance therefore creating a new industry..
Take the losses that offset gains in the stock market from 3000 to 50,000 dollars for the next 5 years.
Reduce capital Gains to 10% or eliminate them for the next 5 years temporarily.
Increase the investment levels from 5000 to 20k for the retirement accounts
Allow for traditional Iras to purchase real estate directly.
Make the ETFs obsolete.
Redeploy the federal housing department budget for homeless and the foster care system and use the homes in the foreclosure market to provide foster homes and temporary housing for section 8 recipients.
Everyone benefits.
Provide the loans in the foreclosure market with an extension for the foreclosed line of credit and extend their terms. Re Certify the applicants with employment verification and have them sign student loan type agreements. Take a 30 year defaulted mortgage and extend it to 37 years. Provide a bridge loan fund that allows the person to owe the money indefinitely like a student loan. Then you would make the payments payable from the income taxes filed yearly so the benefactors don’t get to walk away from their loans. We should not make it so easy to walk away from these loans. This would take the loans totaling 2 trillion and reduce the amount to 20 billion.
Train the workers that don’t have revenue sources (Jobs) and allow them to get interest free student loans to get education while they wait for the market to return. (Don’t allow the deadbeats to escape)
On a corporate end these loans should be attached to personal executives so they understand how serious it is. If you get an executive bonus you should get an executive liability on the downside.
Interim loans are the key to the crisis on a whole. Re loan these loan default fees to the borrowers temporarily. Hire some of these dead beats at the banks that they used to scam from. If its revenue that you lack that solves the problem right there
Have the shorting of stock limits raised to 7 dollars. A stock would lose its shorting status at $7. This would provide a 20% cushion for marginability and eliminate the pressure for pension funds who have to liquidate these securities once they reach $5. This eliminates the downward spiral significantly. The strength in this country is the replacement of funds in the retirement programs. When stocks are marginable they can be used for leverage. test
Increase Net Capital requirements for the financial firms…
Obama needs to meet with some foreclosed people to develop a comprehensive program that helps these people out of this hole and allows them to develop a strategy that works on a small scale and expand it outward.
Pass Amnesty and charge each new worker $20,000. Provide them with a first time homebuyer credit of 20k or 10%. Pass stronger labor laws to enforce the worker exploiting.
Take the bailout money and develop a virtual credit card for borrowers that increases their credit score. Give Americans a Nationwide Credit Boost. A 200 point Credit boost takes the economy out of the credit crunch and it costs us nothing.
Restructure loans to include loan insurance therefore creating a new industry..
Take the losses that offset gains in the stock market from 3000 to 50,000 dollars for the next 5 years.
Reduce capital Gains to 10% or eliminate them for the next 5 years temporarily.
Increase the investment levels from 5000 to 20k for the retirement accounts
Allow for traditional Iras to purchase real estate directly.
Make the ETFs obsolete.
Redeploy the federal housing department budget for homeless and the foster care system and use the homes in the foreclosure market to provide foster homes and temporary housing for section 8 recipients.
Everyone benefits.
Provide the loans in the foreclosure market with an extension for the foreclosed line of credit and extend their terms. Re Certify the applicants with employment verification and have them sign student loan type agreements. Take a 30 year defaulted mortgage and extend it to 37 years. Provide a bridge loan fund that allows the person to owe the money indefinitely like a student loan. Then you would make the payments payable from the income taxes filed yearly so the benefactors don’t get to walk away from their loans. We should not make it so easy to walk away from these loans. This would take the loans totaling 2 trillion and reduce the amount to 20 billion.
Train the workers that don’t have revenue sources (Jobs) and allow them to get interest free student loans to get education while they wait for the market to return. (Don’t allow the deadbeats to escape)
On a corporate end these loans should be attached to personal executives so they understand how serious it is. If you get an executive bonus you should get an executive liability on the downside.
Interim loans are the key to the crisis on a whole. Re loan these loan default fees to the borrowers temporarily. Hire some of these dead beats at the banks that they used to scam from. If its revenue that you lack that solves the problem right there
Have the shorting of stock limits raised to 7 dollars. A stock would lose its shorting status at $7. This would provide a 20% cushion for marginability and eliminate the pressure for pension funds who have to liquidate these securities once they reach $5. This eliminates the downward spiral significantly. The strength in this country is the replacement of funds in the retirement programs. When stocks are marginable they can be used for leverage. test
Increase Net Capital requirements for the financial firms…
Obama needs to meet with some foreclosed people to develop a comprehensive program that helps these people out of this hole and allows them to develop a strategy that works on a small scale and expand it outward.
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